Loan to Unemployed Youth

The Ministry of Micro, Small and Medium Enterprises (MSME) has been implementing the Prime Minister’s Employment Generation Programme (PMEGP), a credit-linked subsidy programme for providing margin money assistance to establish micro-enterprises in the non-farm sector.  The scheme is implemented by Khadi and Village Industries Commission (KVIC), State Khadi and Village Industries Boards (KVIBs) and District Industries Centres (DICs), with KVIC as the nodal agency at the national level.  Proposals to set up micro-enterprises, including rice and flour mills (within the broad group of Agro Based and Food Processing Industry) are selected at the district level by District Level Task Force Committees (DLTFCs) and forwarded to Banks.  Banks, on the basis of viability and other relevant considerations, take decisions on sanctioning  the projects. The maximum size of a project in the manufacturing sector is Rs. 25 lakh.

The State-wise number of applications, including cases of rice mills and flour mills projects, received, recommended by DLTFCs, sanctioned by Banks and disbursed by Banks during each of the last two years is given below:  (Cases remaining undisbursed in a particular year are taken up in the next year subject to availability of funds.) 

2010-11
Sr. No	State/Div/UT	No. of Application Received	No. of Application Forwarded to banks	No. of cases Sanctioned by banks	No. of cases disbursed by banks	No. of cases Sanctioned but not disbursed by banks at the end of the year
1	Jammu & Kashmir	5642	1989	2799	2128	671
2	Himachal Pradesh	3405	1458	984	961	23
3	Punjab	3504	2084	1326	823	503
4	Chandigarh	101	52	37	30	7
5	Uttarakhand	2988	1753	1417	974	443
6	Haryana	3570	2054	1535	915	620
7	Delhi	2703	1242	190	149	41
8	Rajasthan	13762	6194	3244	2096	1148
9	Uttar Pradesh	26349	15981	6347	4421	1926
10	Bihar	18161	12118	1983	1429	554
11	Sikkim	243	210	80	78	2
12	Arunachal Pradesh	1728	521	446	232	214
13	Nagaland	9613	1047	470	242	228
14	Manipur	1125	454	250	204	46
15	Mizoram	1416	865	383	380	3
16	Tripura	2751	1895	956	650	306
17	Meghalaya	2440	979	467	305	162
18	Assam	27307	6328	5105	4756	349
19	West Bangal	64342	27541	10309	5679	4630
20	Jharkhand	4706	4600	2094	1545	549
21	Odisha	18044	6101	2635	2581	54
22	Chattisgarh	7360	5722	2698	1576	1122
23	Madhya Pradesh	7377	5348	2407	1880	527
24	Gujarat	10537	7364	2159	1843	316
25	Daman & Diu	0	0	0	0	0
26	Dadra & Nagar Ha	0	0	0	0	0
27	Maharashtra	15813	13525	6199	4845	1354
28	And. Pradesh	17904	9938	3567	2743	824
29	Karnataka	10840	5303	3772	1871	1901
30	Goa	162	115	133	133	0
31	Lakshadweep	75	69	28	25	3
32	Kerala	5155	2276	1844	1737	107
33	Tamilnadu	19812	9582	5343	2247	3096
34	Puducherry	510	390	238	216	22
35	A & N Islands	335	272	200	125	75
	TOTAL	309780	155370	71645	49819	21826

2011-12
Sr. No	State/Div/UT	No.of Application Received	No.of Application Forwarded to banks	No.of cases Sanctioned by banks	No.of cases disbursed by banks	No.of cases Sanctioned but not disbursed by banks at the end of the year
1	Jammu & Kashmir	10544	1249	1920	1920	0
2	Himachal Pradesh	2793	1390	1084	800	284
3	Punjab	253	0	915	899	16
4	Chandigarh	81	57	38	38	0
5	Uttarakhand	1226	399	949	893	56
6	Haryana	685	88	1060	784	276
7	Delhi	1619	950	155	105	50
8	Rajasthan	9208	4733	2353	2075	278
9	Uttar Pradesh	2157	845	6275	5362	913
10	Bihar	12367	11577	4987	4887	100
11	Sikkim	134	92	67	64	3
12	Arunachal Pradesh	2305	596	451	388	63
13	Nagaland	2037	497	730	556	174
14	Manipur	14771	1203	721	569	152
15	Mizoram	1096	417	558	435	123
16	Tripura	4917	2970	1941	1812	129
17	Meghalaya	1954	711	962	772	190
18	Assam	30959	8163	6152	5280	872
19	West Bengal	0	0	6007	5806	201
20	Jharkhand	7501	5389	2562	2333	229
21	Odisha	20526	7012	3303	2251	1052
22	Chattisgarh	7128	6013	3074	1385	1689
23	Madhya Pradesh	5276	4684	2869	1934	935
24	Gujarat	5193	4325	2632	1863	769
25	Daman & Diu	0	0	0	0	0
26	Dadra & Nagar Ha	0	0	0	0	0
27	Maharashtra	13795	9749	7325	2765	4560
28	And. Pradesh	1849	13	2463	1672	791
29	Karnataka	110	0	2366	1794	572
30	Goa	199	172	169	149	20
31	Lakshadweep	0	0	0	0	0
32	Kerala	2666	960	2465	1629	836
33	Tamilnadu	852	0	4615	3228	1387
34	Puducherry	134	125	195	73	122
35	A & N Islands	187	175	146	131	15
	TOTAL	164522	74554	71509	54652	16857

This information was given by the Union Cabinet Minister for Micro, Small and Medium Enterprises, Shri Virbhadra Singh in a written reply to a question in the Lok Sabha today.